In the world of business, a franchise model is ideal for those who prefer low-risk investments and have limited capital. If you’re looking to venture into the ATM franchise business, the Punjab National Bank (PNB) ATM Space for Rent Program is a great option. This post provides all the information you need to understand the process and apply hassle-free.
With the rise in urban population, fewer people prefer visiting bank branches for cash withdrawals, and ATMs are in high demand. If you own commercial real estate, renting it out for a PNB ATM can help you earn a steady rental income without much effort.
Why Choose the PNB ATM Franchise?
Punjab National Bank (PNB), established in May 1894, is one of India’s leading government banks. Known for its extensive network and customer base, PNB has launched its ATM franchise business model, allowing individuals to partner with the bank.
Here are some key highlights;
- Extensive Network => Over 180+ million customers, 12,248 branches, and 13,000 ATMs.
- Revenue Potential => Steady rental income through ATM transactions.
- Low Effort, High Reward => A one-time setup with consistent monthly payouts.
- Trusted Brand => Managed by the Reserve Bank of India (RBI), ensuring reliability.
Many real estate owners have unlocked the potential of rental income through such opportunities. By hosting a PNB ATM, you can do the same and enjoy passive income.
PNB ATM Space for Rent Program – Overview
| Bank Name | Punjab National Bank (PNB) |
| Head Office | 7, Bhikhaiji Cama Place, New Delhi |
| Toll-Free Numbers | 1800 180 2222 / 1800 103 2222 |
| Email Address | care@pnb.co.in |
| Website | www.pnbindia.in |
| Franchise Cost | ₹25,000–₹30,000 |
| Profit Margin | ₹50,000–₹60,000 per month |
Types of PNB ATMs
PNB offers three types of ATM setups to suit different needs;
- White-Label ATMs:
- Operated by non-banking entities authorized by RBI.
- Services are open to all users, but charges may apply.
- Brown-Label ATMs:
- Shared expenses between the bank and a third-party service provider.
- The bank manages cash flow and connectivity, while the third party maintains equipment.
- Franchise ATMs:
- Ideal for property owners looking to earn rental income.
- PNB manages cash, maintenance, and connectivity, while you provide the location.
How to Apply for a PNB ATM Franchise in 2025?
The process of setting up a PNB ATM is straightforward. Follow these steps to get started;
- Contact Licensed Dealers or Agents:
Reach out to a licensed dealer or real estate agent to initiate the process. - Submit Your Application:
- Obtain the application form from the bank or a non-banking financial institution.
- Fill out the form with accurate details, including your location, area, nearby landmarks, and population demographics.
- Application Review:
- PNB will review and verify your application.
- If approved, you’ll need to provide additional details in a standard form.
- Lease Agreement:
- A lease agreement will be signed between you and the bank.
- ATM Installation:
- The bank will handle the installation and setup of the ATM at your location.
Earnings from a PNB ATM Space for Rent
Your earnings depend on the number of transactions at the ATM;
- Per Transaction Income:
- ₹15 per cash withdrawal.
- ₹5 per non-cash transaction (e.g., balance inquiry).
- Monthly Income Potential:
- With 200 transactions daily, you can earn ₹50,000–₹60,000 monthly.
This passive income makes hosting an ATM a lucrative option for property owners.
For a hassle-free application process, follow these steps:
- Visit your nearest PNB branch or the official website.
- Contact the staff to learn about the franchise process.
- Request the application form.
- Fill out the form, agreeing to the terms and conditions.
- Submit the completed form with the necessary documents.
- Once approved, the bank will install the ATM on your premises.
For further assistance, use the contact details below:
- Head Office: 7, Bhikhaiji Cama Place, New Delhi – 110607
- Landline: 011-23714562
- Toll-Free Numbers: 1800 180 2222 / 1800 103 2222
- Email Support: care@pnb.co.in
The PNB ATM Space for Rent Program offers a profitable, low-risk opportunity for individuals with commercial properties. As ATMs become an essential part of urban living, the demand for such setups continues to rise. By partnering with PNB, you can enjoy a stable income while contributing to India’s growing financial infrastructure. Start your journey today and secure your financial future with the PNB ATM franchise.